The Supreme Court of Canada has weighted in on how the Canada Interest Act should be applied. This article from the Lawyers Weekly summarizes the case:
http://www.lawyersweekly-digital.com/lawyersweekly/3551/MobilePagedReplica.action?pg=2#pg2
http://www.lawyersweekly-digital.com/lawyersweekly/3551/MobilePagedReplica.action?pg=4#pg4
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